I currently have 2 different eBay sellers holding my items until Billpoint
deposits the funds into their checking account. They have already been paid and
both acknowledge the money is in their Billpoint accounts, but they both insist
on waiting for the money to show up in the checking accounts. I thought credit
cards were verified and charged before the funds were placed into accounts. Is
this not the case and are these two people just being overly paranoid?