Great ideas, Kathy. I'm going to print this out.
I did suggest the Social Security route.
The babysitting route..the twins aren't even a year yet. I do know that a
few of older cousins do stay at night to help out. They switch shifts.
> On Tue, 13 Jul 2004 13:37:33 -0400, Rachel T. wrote
> > Her parents are starting to run out of money. Meaning, their insurance
> > running down ( dad works, mom doesn't. She stays at home with the kids,
> > under 5 yr's old and 2 of them are twins.) Dad is also running out of
> > time from work.
> Okay, first place for Dad to stop is with the benefits person at his
> work. He needs to apply for FMLA (in the US). If the employer has
> over 50 employees, it is required to provide this benefit. That
> provides job security and will keep the health insurance in force,
> although they don't have to give salary. (Some do, though, and some
> states allow the person to collect unemployment)
> > When they go to Columbus, they are not sure of where they are going to
> > because the Ronald McDonald house is currently being renovated. They
> > sure if they will still be able to stay there, or will have to stay in a
> > hotel. Or if they have to pay for the hotel.
> Stop II: Contact the people at the Ronald Macdonald house and see
> what arrangements they have made for families while they're
> renovating. I'd bet a dollar that they have reserved a block of
> rooms at a hotel for families to use at a free or greatly reduced
> rate. This is a well run organization, and wouldn't just drop off
> the face of the Earth for months, leaving families in a bind.
> Stop III: Ask for an appointment with the hospital ombudsman or
> financial officer. Apply for free care (that's what it's called
> under the law) It's her job to work out financial details between
> insurance companies, patients and the hospital. She's on your side,
> and can make the money part of treatment become a lot less stressful.
> There will be forms to fill out, but that's just to prevent people
> who don't want to pay from getting benefits, as opposed to people for
> whom treatment will cause a financial hardship.
> Stop III: Social Security office. Really. If Rebekah is disabled,
> and the disability is expected to last a year or more, she may be
> entitled to collect disability benefits. It's a headache to apply,
> but could really help in the long run. Her benefits will be tied to
> the amount her highest paid parent put into the system, since most
> five year old kids don't pay FICA. If she gets SSDI, she can also go
> on Medicare after a while, and the insurance problems will then
> Stop IV: Public School System wherever she lives. By law, your
> niece has the right to a free and appropriate public education (as do
> her sibs). There are boatloads of services that can be provided by
> the school system that fulfill this requirement. My step-nieces have
> some serious health challenges, and their school system does amazing
> things for them - even to the point of building ramps to the house
> for the wheelchairs and such. Respite care for parents is part of
> this mandate.
> Schools are often amazing in arranging fund raisers for their
> students as well - my town throws at least five or six each year for
> different kids facing big health challenges.
> > If anybody has any ideas, let me know. Keep in mind, though, that we are
> > a creative family for the most part. I am the only one who makes
> > and what I have wouldn't go for much of anything. Nor does anyone have
> > anything really to sell. (we're a fairly poor family collectivly. lol)
> > a good majority of the family has small children, so putting together a
> > might be hard to do.
> Most communities have support groups for families with children
> battling serious health issues. Ask at the hospital or Ronald
> Macdonald house for some referrals. Those folks, out of necessity,
> know how to get every benefit that's coming to their kids. After all
> those avenues are exhausted, then worry about putting on sales and
> such. I'd be surprised if it turns out to be necessary. One person
> in your family is going to have to become amazing with paperwork and
> organization - take my word for it.
> If you are very organizational, it can be you -- get yourself some
> file folders and start documenting everything. You might have to
> debrief with the parents on a daily basis, but it is well worth it.
> I got _everything_ paid for when my MIL had cancer - it turned out to
> be emotional Hell, but not financial.
> > When she goes to Columbus, the doctors said that she will most likely
> > extremely sick from the treatments. And that they should find people to
> > watch their other kids. That will be no easy task. Like I said, the
> > of my family who don't work, have little ones of their own and the ones
> > don't work all day. It will be quite a task to accomplish this.
> There is one set of twins as siblings? Do you have a YMCA in your
> town? Here, the Y provides day care for kids who need it, regardless
> of cost. A family member can contact them for all the details, and
> then it would be caring for the sibs at night, which can be
> accomplished by people who work during the day. Perhaps they could
> split the night care with (say) an aunt and the grandparents.
> What you don't want is a different person taking care of the kids
> each day. It would be a horror for the little ones, and boy howdy
> will they start acting out! (No one needs that right now) I wonder
> if it's possible for the kids to go to day care during working hours
> and their own home at night. It'll be tough on the parents, but if
> one of you guys could stay overnight to lend a hand (and that can
> easily be someone different every day), it would keep the family
> together and help the siblings manage during this time. Probably the
> most emotionally healthy way of handling the whole thing.
> > Please know that the only way that this involves me, is to pass
> > on. I have this strange fear in the back of my head of someone possibly
> > thinking that this might be for me. Not at all.
> Never! That would make you Pure Evil, and you most certainly are
> You're in my thoughts and prayers, and I hope that we can help. I'll
> do whatever I can, and Rebekah will be in our hearts every day.
> Kathy N-V