> What kind of set-up, if any, for credit cards do
> you, and everyone else use for shows
I researched the heck out of this before I chose a merchant account. I
ended up going with Novus. Like you, I use a knuckle buster at shows and
then enter them into a software program when I get home.
Novus handles Discover card, and they act as the middleman for Visa and
MasterCard. I pay less than 3% for Discover charges, and a little over 3%
for Visa and MC. I did pay close to $300 to get set up, between the
software, application fee, etc.
Yes, PayPal is cheaper, but I don't think 3% is all that much either, for
the ability to take credit cards.
At my last couple of shows, over half my sales were charges. Would those
people have bought anyway if I didn't take credit cards? Maybe some would
have, but I know many would not. I find a lot of people aren't carrying
checkbooks with them anymore.
People fool themselves by pretending they won't spend money when they go to
a craft show by only taking enough cash for admission and parking and lunch.
Then they see something they *must* have.
If you think you are paying too much for your merchant account, maybe you
ought to research another? Or work that cost into your overall pricing
structure. (I'm not suggesting you charge credit card customers extra --
that's not legal.)
Now I'll answer your pricing post. Hope this one helps!
Irene in western NC
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